AB-238
Housing & Homelessness

Mortgage forbearance: state of emergency: wildfire.

Engrossed
CA
2025-2026 Regular Session
0
1
Track

Key Takeaways

  • Undeveloped 'intent bill' that establishes mortgage forbearance protections for wildfire-affected borrowers.
  • Requires lenders to offer up to 12 months of payment relief with no late fees or foreclosures during forbearance.

Summary

Assembly Members Harabedian and Irwin have introduced an intent bill to establish mortgage forbearance protections for borrowers affected by the 2025 Eaton and Palisades wildfires. The bill would require mortgage servicers to offer up to 12 months of payment forbearance and prohibit foreclosures during the forbearance period, with specific provisions to be detailed in the coming months.

Key Dates

Next Step
Referred to the Senate Standing Committee on Rules
Next Step
Senate Committee
Referred to the Senate Standing Committee on Rules
Hearing has not been scheduled yet
Vote on Assembly Floor
Assembly Floor
Vote on Assembly Floor
Vote on Assembly Floor
Assembly Appropriations Hearing
Assembly Committee
Assembly Appropriations Hearing
Assembly Appropriations Hearing
Assembly Judiciary Hearing
Assembly Committee
Assembly Judiciary Hearing
Assembly Judiciary Hearing
Assembly Banking And Finance Hearing
Assembly Committee
Assembly Banking And Finance Hearing
Assembly Banking And Finance Hearing
Read first time. To print.
Assembly Floor
Read first time. To print.
Read first time. To print.

Contacts

Profile
Shannon GroveR
Senator
Committee Member
Not Contacted
Not Contacted
Profile
Brian JonesR
Senator
Committee Member
Not Contacted
Not Contacted
Profile
Jacqui IrwinD
Assembly Member
Bill Author
Not Contacted
Not Contacted
Profile
Mike McGuireD
Senator
Committee Member
Not Contacted
Not Contacted
Profile
Eloise ReyesD
Senator
Committee Member
Not Contacted
Not Contacted
0 of 18 row(s) selected.
Page 1 of 4
Select All Legislators
Profile
Shannon GroveR
Senator
Committee Member
Profile
Brian JonesR
Senator
Committee Member
Profile
Jacqui IrwinD
Assembly Member
Bill Author
Profile
Mike McGuireD
Senator
Committee Member
Profile
Eloise ReyesD
Senator
Committee Member
Profile
John LairdD
Senator
Committee Member
Profile
Lisa CalderonD
Assembly Member
Bill Author
Profile
Isaac BryanD
Assembly Member
Bill Author
Profile
Mike FongD
Assembly Member
Bill Author
Profile
Matt HaneyD
Assembly Member
Bill Author
Profile
Pilar SchiavoD
Assembly Member
Bill Author
Profile
Rick ZburD
Assembly Member
Bill Author
Profile
Jessica CalozaD
Assembly Member
Bill Author
Profile
Mark GonzalezD
Assembly Member
Bill Author
Profile
John HarabedianD
Assembly Member
Bill Author
Profile
Rhodesia RansomD
Assembly Member
Bill Author
Profile
Celeste RodriguezD
Assembly Member
Bill Author
Profile
Nick SchultzD
Assembly Member
Bill Author

Get Involved

Act Now!

Email the authors or create an email template to send to all relevant legislators.

Introduced By

Mike Fong
Mike FongD
California State Assembly Member
Matt Haney
Matt HaneyD
California State Assembly Member
Lisa Calderon
Lisa CalderonD
California State Assembly Member
Rick Zbur
Rick ZburD
California State Assembly Member
Nick Schultz
Nick SchultzD
California State Assembly Member
Pilar Schiavo
Pilar SchiavoD
California State Assembly Member
Rhodesia Ransom
Rhodesia RansomD
California State Assembly Member
Mark Gonzalez
Mark GonzalezD
California State Assembly Member
Celeste Rodriguez
Celeste RodriguezD
California State Assembly Member
Jessica Caloza
Jessica CalozaD
California State Assembly Member
Isaac Bryan
Isaac BryanD
California State Assembly Member
Jacqui Irwin
Jacqui IrwinD
California State Assembly Member
John Harabedian
John HarabedianD
California State Assembly Member
40% progression
Bill has passed all readings in its first house and is ready to move to the other house (4/7/2025)

Latest Voting History

April 7, 2025
PASS
Assembly Floor
Vote on Assembly Floor
AyesNoesNVRTotalResult
700979PASS

Key Takeaways

  • Undeveloped 'intent bill' that establishes mortgage forbearance protections for wildfire-affected borrowers.
  • Requires lenders to offer up to 12 months of payment relief with no late fees or foreclosures during forbearance.

Get Involved

Act Now!

Email the authors or create an email template to send to all relevant legislators.

Introduced By

Mike Fong
Mike FongD
California State Assembly Member
Matt Haney
Matt HaneyD
California State Assembly Member
Lisa Calderon
Lisa CalderonD
California State Assembly Member
Rick Zbur
Rick ZburD
California State Assembly Member
Nick Schultz
Nick SchultzD
California State Assembly Member
Pilar Schiavo
Pilar SchiavoD
California State Assembly Member
Rhodesia Ransom
Rhodesia RansomD
California State Assembly Member
Mark Gonzalez
Mark GonzalezD
California State Assembly Member
Celeste Rodriguez
Celeste RodriguezD
California State Assembly Member
Jessica Caloza
Jessica CalozaD
California State Assembly Member
Isaac Bryan
Isaac BryanD
California State Assembly Member
Jacqui Irwin
Jacqui IrwinD
California State Assembly Member
John Harabedian
John HarabedianD
California State Assembly Member

Summary

Assembly Members Harabedian and Irwin have introduced an intent bill to establish mortgage forbearance protections for borrowers affected by the 2025 Eaton and Palisades wildfires. The bill would require mortgage servicers to offer up to 12 months of payment forbearance and prohibit foreclosures during the forbearance period, with specific provisions to be detailed in the coming months.

40% progression
Bill has passed all readings in its first house and is ready to move to the other house (4/7/2025)

Key Dates

Next Step
Referred to the Senate Standing Committee on Rules
Next Step
Senate Committee
Referred to the Senate Standing Committee on Rules
Hearing has not been scheduled yet
Vote on Assembly Floor
Assembly Floor
Vote on Assembly Floor
Vote on Assembly Floor
Assembly Appropriations Hearing
Assembly Committee
Assembly Appropriations Hearing
Assembly Appropriations Hearing
Assembly Judiciary Hearing
Assembly Committee
Assembly Judiciary Hearing
Assembly Judiciary Hearing
Assembly Banking And Finance Hearing
Assembly Committee
Assembly Banking And Finance Hearing
Assembly Banking And Finance Hearing
Read first time. To print.
Assembly Floor
Read first time. To print.
Read first time. To print.

Latest Voting History

April 7, 2025
PASS
Assembly Floor
Vote on Assembly Floor
AyesNoesNVRTotalResult
700979PASS

Contacts

Profile
Shannon GroveR
Senator
Committee Member
Not Contacted
Not Contacted
Profile
Brian JonesR
Senator
Committee Member
Not Contacted
Not Contacted
Profile
Jacqui IrwinD
Assembly Member
Bill Author
Not Contacted
Not Contacted
Profile
Mike McGuireD
Senator
Committee Member
Not Contacted
Not Contacted
Profile
Eloise ReyesD
Senator
Committee Member
Not Contacted
Not Contacted
0 of 18 row(s) selected.
Page 1 of 4
Select All Legislators
Profile
Shannon GroveR
Senator
Committee Member
Profile
Brian JonesR
Senator
Committee Member
Profile
Jacqui IrwinD
Assembly Member
Bill Author
Profile
Mike McGuireD
Senator
Committee Member
Profile
Eloise ReyesD
Senator
Committee Member
Profile
John LairdD
Senator
Committee Member
Profile
Lisa CalderonD
Assembly Member
Bill Author
Profile
Isaac BryanD
Assembly Member
Bill Author
Profile
Mike FongD
Assembly Member
Bill Author
Profile
Matt HaneyD
Assembly Member
Bill Author
Profile
Pilar SchiavoD
Assembly Member
Bill Author
Profile
Rick ZburD
Assembly Member
Bill Author
Profile
Jessica CalozaD
Assembly Member
Bill Author
Profile
Mark GonzalezD
Assembly Member
Bill Author
Profile
John HarabedianD
Assembly Member
Bill Author
Profile
Rhodesia RansomD
Assembly Member
Bill Author
Profile
Celeste RodriguezD
Assembly Member
Bill Author
Profile
Nick SchultzD
Assembly Member
Bill Author